How to Refer & Earn by selling L & T Finance Personal Loan using GroMo App?

Benefits:

💸 Loan amount up to 15 Lacs

🚀 ROI starting from 12% *

🗓 Loan Tenure 12-48 months

⏱ Quick Disbursal

📱 Completely digital process

🌟 No income proof needed

📄 No Collateral Needed

Whom to sell?

1. Age: 23 to 54 years
2. Both Salaried and Self Employed
3. Current address proof required
4. PAN And Aadhaar should be there

How it works?

1. Watch the training video and share the link with eligible customers in your network.
2. The customer needs to enter and verify their mobile number using OTP which should be linked to their Aadhaar and PAN.
3. The customer needs to fill in basic details according to the PAN Card.
4. Then they need to fill personal and professional details after which they will be shown the recommended products as per their eligibility.
5. Select L&T Finance and proceed to complete the application process.
6. If customer is not eligible for L&T Finance, they can choose any other product from the recommendations.
7. After choosing L&T Finance, the customer will have to enter some basic details.
8. After this, the customer’s eligibility will be checked and then a tentative offer will be shown.
9. If eligible, the customer will receive a call and then a link will be sent via SMS.
10. Customers will have to enter basic information, enter their documents, and complete their basic documents.
11. Select an offer and complete KYC.
12. Withdraw money in a bank account.

Terms & Conditions

DOs

1. Share “Best Loan Offer” link with customers to find their loan eligibility.
2. Follow up with customers to complete KYC and upload required documents.
3. For app based loans, complete the process on the customer’s device by using your shared link only.
4. Select “Self Employed” category, if the customer does not receive salary in a bank account.
5. Check the pincode according to the customer’s Current Address proof.
6. Use the “My Customer” section to check loan status and remind them to complete the process.
7. Customer details(PAN, phone number, etc) on lender’s application should be same.

DON’Ts

1. Don’t provide any incorrect/false information like customer name, address, mobile number, PAN in the loan application.
2. Don’t edit or modify any documents for the loan application.
3. Identify yourself as Partner and not brand/company employee/agent.
4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand’s page or application.

ETIQUETTES

1. Identify yourself as a Partner talking on behalf of the lender.
2. Request customer’s permission to proceed with the call. If denied permission, apologize and politely disconnect.
3. Contact customers only during the office hours – between 9:30 AM to 7:00 PM.
4. Don’t argue or misbehave with the customer.
5. Always keep the conversation limited to business matters.
6. Always thank the customer for his/her time.