Benefits:
🆓 Lifetime Free Card – 0 joining fee and 0 annual fee
🏆 Premiere Rewards Program – up to 8 points for each ₹150 spent
⛽️ Fuel surcharge waiver – get up to ₹3500 waiver in a year
🎟 Milestone benefits – get up to 4 PVR tickets free or 10,000 reward points on spends of ₹1,25,000 every 6 months
Whom to sell?
- The customer should not be an existing Kotak bank customer.
- The primary cardholder should be in the age bracket of 21 years to 65 years.
- The add-on Cardholder should be 18 years and above.
- Location – Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune.
- Income – ₹5 Lakhs and above per annum.
- The customer should be a resident of India.
How it works?
- Watch the training video.
- Share the link with everyone in your network(friends/customers).
- A customer clicks on the shared link, redirects to Kotak bank where they need to enter their mobile number linked with their Aadhaar. Customer then needs to provide the consents to Kotak Bank. The customer then needs to verify their mobile number by entering the OTP.
- On the next page the customer needs to enter their PAN, date of birth, email address, gender.
- Additional details like mother’s name, father’s name and marital status need to be added on the next step.
- The customer then needs to enter their professional details like company mail-id, company name, monthly income.
- In the next step the customer needs to add their current home address after which the website will ask for the preferred delivery address for their card.
- In the last step for KYC the customer needs to agree to terms & conditions, provide Aadhaar number and Aadhaar generated OTP, and their VKYC
Important points for VKYC :-
a) Customer needs to provide the permissions as asked by the bank.
b) The customer needs to have their PAN card with them – broken or damaged PAN cards will be ineligible for the credit card.
c) Your income gets credited to your linked bank account during the payout cycle.
Terms & Conditions
DOs’
- Complete the process in a single journey.
- Target Customers:
-Age > 21 years
-Good Credit Score
-Monthly Income > ₹20,000
- Customers who receive a salary in the form of cash will be considered ‘Self Employed’.
- Provide correct address details and specify if the current address is not the same as the permanent address.
- Fill in the entire address and not short forms. Always ask your customers to enter a landmark near their address.
- Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in the past 1-2 months
- Avoid customers who have a utilization of more than 70% on previous cards.
- Check pincode availability.
DON’Ts
- All fraudulent leads will be rejected.
- Avoid any mismatches between PAN and Aadhaar Card.
- Customers should not be existing users of the product.
- Multiple applications are not allowed from the same device/number.
- The residence address and office address should not be the same (for salaried customers).
Frequently Asked Questions
Q1.Who has the League Platinum card been designed for?
Ans->The Kotak League Platinum card has been specifically designed for high-income or high-net-worth individuals. We have kept in mind your lifestyle requirements and the relevant benefits so that you can derive the maximum out of it.
Q2.What type of card is League?
Ans->The Kotak League Card is a Rupay card.
Q3.Is this card valid internationally?
Ans->Yes, the Kotak League Platinum card is valid internationally.
Q4. Do I enjoy any interest-free period on retail?
Ans->Yes, you enjoy an interest-free period on retail transactions of up to 48 days.
Q5. Do I enjoy any interest-free period on cash?
Ans->The interest-free period is limited only to retail transactions & does not include cash transactions. The interest starts accruing from the date of cash withdrawal.
Q6.What is the interest rate that is applicable to me?
Ans->The interest applicable to you is 4% per month
