How to Refer & Earn By Selling HDFC Credit Card using GroMo App?

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Benefits:

Exclusive reward points and cashbacks on online spends

🎁 Welcome benefits

💵 Vouchers on monthly spends

✈️ Complimentary Airport Lounge access

⛽ Fuel surcharge waiver

Whom to sell?

  1. Age: – 21 – 60 years (salaried) and 21- 65 years (self-employed)
  2. Minimum Income: – ₹20,000 monthly (salaried) and ₹4 lakhs per annum (self-employed)
  3. Applicants must have regular source of income.

How it works?

  1. Watch the training video.
  2. Share the link with everyone in your network (friends/customers).
  3. The customer needs to then click on your link and enter mobile number and PAN Number on your personalized lead generation page.
  4. Enter employment details, address etc.
  5. Select your card
  6. Enter and confirm address details
  7. Enter and verify Aadhaar using OTP for Video KYC.
  8. Click on ‘Proceed’. An agent will connect with the customer to complete the Video KYC process.
  9. While completing the Video KYC following points are to be ensured: –
  • There should be no background noise and hence a quiet space is suggested while taking the Video KYC.
  • PAN card, pen & blank paper should be handy with the customer
  • The answers to following security questions must be known like Pin code, Mother’s name, DOB, etc. Customer needs to remember all the details which were filled in the process.
  • You will earn yours pay out when the credit card is successfully dispatched to the customer.

Terms & Conditions

DOs’

  1. Complete the process in a single journey.
  2. Target Customers:

-Age > 21 years

-Good Credit Score

-Monthly Income > ₹20,000

  1. Customers who receive salary in the form of cash will be considered ‘Self Employed’.
  2. Provide correct address details and specify if current address is not the same as permanent address.
  3. Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their address.
  4. Avoid the customers with:

-Payment delays/defaults

-Applied for many cards in past 1-2 months

  1. Avoid customers who have a utilization of more than 70% on previous cards .
  2. Check pincodes availability.

DON’Ts

  1. All fraudulent leads will be rejected.
  2. Avoid any mismatches between PAN and Aadhaar Card.
  3. Customers should not be existing users of the product.
  4. Multiple applications are not allowed from the same device/number.
  5. Residence address and office address should not be same (for salaried customers).
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