How to Refer & Earn by Selling KreditBee Personal Loan using GroMo App?

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Benefits:

💰 Loans ranging from ₹1,000 to ₹3 Lakhs

🤩 Easy application process.

📱 Digital processing and 10-minute loan disbursal.

💲 Interest rate from 1.02% – 2.49% p.m.

😇 No collateral is required to apply for a Personal Loan.

🇮🇳 Service Eligible for PAN India.

COUPON CODES: 100DSA – for up to 100% off on processing fees (only ₹500 chargeable for Salaried, ₹350 for Self Employed)

Whom to sell?

  1. Age: 21-50 years
  2. Monthly Income should be more than ₹10,000
  3. Available only for android users.
  4. Loans are available both for salaried & self-employed.
  5. List of documents needed- Photograph, Aadhaar card & PAN card.
  6. Loan service only for Indian cities.
  7. Aadhaar card must be linked with a registered mobile number.

How it works?

  1. Watch the product training videos.
  2. Share the product link with your friends and potential customers.
  3. Your customer shall click on the shared link to get redirected to the Kreditbee loan.
  4. Sign up using a mobile number.
  5. Enter basic information & check eligibility.
  6. Verify your profile by uploading KYC documents.
  7. Provide bank account details.
  8. Choose your loan amount and tenure.
  9. Get the loan disbursed directly into your bank account
  10. After lead success, your income gets credited to your wallet instantly. You can transfer it to your bank account anytime at your convenience.

Terms & Conditions

COUPON CODE: 100DSA – for up to 100% off on processing fees (only ₹500 chargeable for Salaried, ₹350 for Self Employed)

DOs

  1. Share “Best Loan Offer” link with customers to find their loan eligibility.
  2. Follow up with customers to complete KYC and upload required documents.
  3. For app based loans, complete the process on the customer’s device by using your shared link only.
  4. Select “Self Employed” category, if the customer does not receive salary in a bank account.
  5. Check the pincode according to the customer’s Current Address proof.
  6. Use the “My Customer” section to check loan status and remind them to complete the process.
  7. Customer details(PAN, phone number, etc) on lender’s application should be same.

DON’Ts

  1. Don’t provide any incorrect/false information like customer name, address, mobile number, PAN in the loan application.
  2. Don’t edit or modify any documents for the loan application.
  3. Identify yourself as Partner and not brand/company employee/agent.
  4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand’s page or application.

ETIQUETTES

  1. Identify yourself as a Partner talking on behalf of the lender.
  2. Request customer’s permission to proceed with the call. If denied permission, apologize and politely disconnect.
  3. Contact customers only during the office hours – between 9:30 AM to 7:00 PM.
  4. Don’t argue or misbehave with the customer.
  5. Always keep the conversation limited to business matters.
  6. Always thank the customer for his/her time.

Other T&Cs

  1. Partner should always strictly comply with all the applicable laws, rules, regulations and government guidelines.
  2. If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses and their account and earnings shall be blocked/freezed.
  3. Partner should not accept any payment or give any incentive to the customer.
  4. Partner is expected not to make false promises, or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it.
  5. Partner is expected not to indulge in any malpractices including but not limited to sharing his ID with others, sub contracting his work, using his own number instead of customer’s, not taking consent of customer while processing application, mis-selling and not clearly explaining the details of loan being offered.
  6. In case, 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and your account might be blocked.

Frequently asked Questions

Q1.What are the benefits of a personal loan?
Ans->Personal Loans from KreditBee are easy to avail. On average, the funds are disbursed into your account in just 10 minutes. You can get the loan you need quickly, without any hassles.

Q2.What is a personal loan interest rate?
Ans->The interest rates vary depending on the loan amount and tenure. You can get a loan with interest rates ranging from 1.02% p.m. to 2.49% p.m. depending on various factors.

Q3.How can I get a personal loan in one day?
Ans->Just download the KreditBee app or log on to the website. Complete a simple documentation process and apply for the loan you need. The entire process from start to finish including disbursal can be completed in just 10 minutes.

Q4. What are the eligibility requirements for a personal loan?
Ans->The eligibility criteria for a personal loan include: You must be above 21 years of age and lower than 45 years of age. You must have a net monthly income of more than ₹10,000 a month. You must be a citizen of India.


Q5.How can I get a personal loan without a credit score?
Ans->Yes, customers who are new to credit are welcome as well. KreditBee considers a number of factors aside from the credit score to determine your repayment capacity.

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