How to Refer & Earn by selling IndusInd Savings Account using GroMo App?

Benefits:

1. Completely digital journey.
2. Up to 6% interest.
3. 20% off on Bigbasket & 20% off on Swiggy.
4. Up to ₹10,000 discount on EMI with Debit Card

Whom to sell?

1. The customer’s Phone number should be linked with their Aadhaar Card & the customer should have a PAN card.
2. Applicable only for new users. Customers should not have an existing relationship with IndusInd Bank.
3. The customer’s age should be 21 years and above.
4. Customers should have a valid Aadhaar card ready for quick account opening

How it works?

1. Watch the training video
2. Share the link with everyone in your network(friends/customers)
3. The customer clicks on the shared link, which redirects to the IndusInd Bank website.
4. Enter your mobile number & enter the account number of your choice.
5. Accept terms & conditions.
6. Enter your Aadhaar number & verify it via OTP.
7. Enter personal details & current address.
8. Select ‘No’ for additional details & select a nearby branch.
9. Enter nominee details.
10. Enter account type.
11. Enter username & MPIN and accept the TnCs.
12. Enter the funding amount & continue to select the VKYC option.
13. Select the VKYC option & you will get connected with an IndusInd option.
14. Show your documents on a video call.
15. Account details will be shared by mail.
16. Minimum funding to be done as per the account type.

₹1000 must be maintained post-account opening to be eligible for payout.

17. After a successful account opening, the payout will be credited to the wallet at the end of the month.

Terms & Conditions

1. The customer’s Phone number should be linked with their Aadhaar Card & the customer should have a PAN card.
2. Applicable only for new users. Customers should not have an existing relationship with IndusInd Bank.
3. The customer’s age should be 21 years and above.
4. The entire account opening process should be completed in one go.
5. Customers should have a valid Aadhaar card ready for quick account opening.
6. Debit card charges – ₹500 + GST (Indus Delite) and ₹249 + GST (Indus Digi start)
7. Initial funding amount while account opening – ₹10,000 (Indus Delite) and ₹20,000 (Indus Digi Start)
8. ₹1000 must be maintained post-account opening to be eligible for payout.

DOs

1. Complete the process in a single journey, if required, resume the journey using the link from the “my customer” section.
   • Check pincodes availability.
2. Customers should keep a blank paper and PAN card handy while doing video KYC.
3. Customers should not have any existing account with the brand or had previously applied for the same.
4. Inform customers of the product features and how to use the account.

DON’Ts

1. Don’t make false promises like loan, credit card offer to the customer.
2. Don’t use your phone or laptop for opening the customer’s account.
3. Never login to a customer account on your phone or device.
4. Avoid any mismatches between PAN and Aadhaar Card.
5. Multiple accounts are not allowed from the same device/number/email ID/PAN/Aadhaar.
6. There should be no background noise while doing the video KYC process.
7. Paying money or offering incentives for account opening to customers is not allowed.

Frequently asked Questions

Q1.Is it mandatory to deposit funds once the account has been opened?
ns->Yes, it is mandatory to deposit a minimum of ₹ 3000 in the account and keep this balance for at least 15 days.

Q2.What are the documents required during the onboarding journey?
Ans->PAN card & Aadhar card

Q3.When will I get my payout?
Ans->You will receive the payout in the first week of August.

Q4.Does the customer need to have their mobile no. registered with their Aadhar card?
Ans->Yes, the customer’s mobile no. should be registered with their Aadhar card.

Q5.Will I receive the payout if the customer has an existing relationship with IndusInd bank?
Ans->No, You will not receive the payout if the customer provides a referral code at the time of the onboarding journey.