How to Refer & Earn by Selling IDFC First Bank Credit Card using GroMo App?

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Benefits:

  1. Lifetime Free Credit Card.
  2. Super saver interest rate from 0.75% – 3.5% per month.
  3. Reward Points
  • 6X Rewards on Online spend
  • 10X Rewards on monthly spends above ₹20,000
  • 10X Rewards on all birthday spends
  • No Expiry
  • Shop using reward points
  1. Additional benefits
  • 25% Off at movie tickets once a month (via PayTM)
  • Free road side assistance worth ₹1499
  • Up to 20% discount across 1500 restaurants
  • Insurance protection: Personal Accident Cover, Lost Card Liability Cover

Whom to sell?

  1. Salaried Individuals – 21 to 60 Years; Self Employed – 25 to 65 years.
  2. Monthly income – More than ₹30,000.
  3. Owners of other bank’s credit card with limit above ₹50,000.
  4. Credit Score – Above 710 with clean past record.
  5. Available for residents of 50 cities. Please check PIN Code.
  6. Existing customers of IDFC First bank are not eligible.
  7. Only sell to customers who have shown intent to take an IDFC Credit Card. No telecalling activities should be undertaken to elicit customers for IDFC.

How it works?

  1. You must watch all training videos
  2. You shall then share the product link with everyone in your network (friends/customers)
  3. Your customer shall click on the link shared by you, to get redirected to your personalized page, where they should fill their basic details.
  4. Once your customer submits their details, you will get a notification for successful lead generation and can check its status on your app.
  5. Then the customer is redirected to IDFC First Bank’s credit card application page, where they are required to complete the process.
  6. They will be required to complete a video KYC process, where a bank executive will confirm their details and will capture their photo and PAN card.
  7. Your customer should activate the credit card by making their 1st transaction within 30 days. If the card is not activated or canceled by the customer, a penalty will be charged.
  8. Tracking time: 7 days

Terms & Conditions

  1. For IDFC WoW secured card the payout would be ₹450.
  2. In case customers cancels the card within 30 days or doesn’t activate within 30 days the payout will be reversed from your wallet as per brand/RBI guidelines.
  3. The bank strictly follows the model wherein customer completes the onboarding journey on their own. Any agent filling same number for different applications/ trying to misquote benefits/ proceeding without consumer consent will not only be penalised but also be debarred from the platform.
  4. Customers current residence and office address should be from eligible PIN Codes.
  5. Customers should have a valid PAN and Aadhaar Card.
  6. Customers credit score should be above 710 and they should have a clean bureau with no negative remarks / no settlement / no payment miss.
  7. Based on the customer’s eligibility and selected card type, they may be required to upload additional documents like – Last three month’s Bank account statement, Income tax return statement and latest credit card statement.
  8. Existing customers of IDFC First bank are not eligible.
  9. Your customer should activate the credit card by making their 1st transaction within 30 days. If the card is not activated or canceled by the customer, a penalty will be charged.
  10. You must refer to your app only for any details regarding your payout.
  11. Only sell to customers who have shown intent to take an IDFC Credit Card. No telecalling activities should be undertaken to elicit customers for IDFC.

Frequently asked Questions

Q1. What is the age criteria to apply for an IDFC First Bank Credit Card?
Ans-> For salaried individuals their age should be between 21 to 60 Years and in the case of self employed individuals age should be between 25 to 65 years.

Q2.What are the reward points, how to use them?
Ans-> Reward points are additional perks you receive on making payments using your credit cards. Apply for credit card at IDFC FIRST Bank and get rewarded up to 10X rewards for every payment you make. The rewards you earn do not expire and are fully redeemable against any payment for no fees.

Q3. Will the lead be attributed, if my customer is already a customer of IDFC First Bank?
Ans-> No, if your customer is already a customer of IDFC First Bank, you will not be eligible for payout for that lead.

Q4.What should be the minimum monthly income to apply for the IDFC First Bank Credit Card?
Ans-> The net monthly income needs to be a minimum of Rs. 30,000.

Q5. Is it available PAN India?
Ans-> No, it is only available for customers residing and working in a limited 50 cities. Please check eligibility by entering the customer’s PIN Code

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