Benefits:
🤩 Link to UPI and earn reward points on transactions.
🛍 2% back as rewards points on Grocery and Dining spends.
🏆 1000 rewards points as welcome benefits on spending ₹500.
⛽️ Save 5% on Indian Oil fuel spends.
Whom to sell?
- The customer should not be an existing Kotak bank customer
- Age: 21 – 65 years (Primary Cardholder)
- Age: above 18 years (Add-on Cardholder)
- Income – ₹5 Lakhs and above per annum
- Applicants must be an Indian citizen
How it works?
- Watch the training video.
- Share the link with everyone in your network (friends/customers).
- Before sharing the link please check the customer’s pin code for eligibility.
- A customer clicks on the shared link, redirects to Kotak bank where they need to enter their mobile number linked with their Aadhaar. Customer then needs to provide the consents to Kotak Bank. The customer then needs to verify their mobile number by entering the OTP.
- Enter PAN, date of birth, email address, gender.
- Fill additional details like mother’s name, father’s name and marital status.
- Enter professional details like company mail-id, company name, monthly income etc.
- Add current home address after which the website will ask for the preferred address to deliver the card.
- In the last step, accept all the terms & conditions, provide Aadhaar number and Aadhaar generated OTP, and complete the VKYC process.
- Click on ‘Complete KYC’ & accept the term & condition.
- While completing the Video KYC following points are to be ensured: –
- There should be no background noise and hence a quiet space is suggested while taking the Video KYC.
- PAN card, pen & blank paper should be handy with the customer.
- The answers to following security questions must be known like Pin code, Mother’s name, DOB, etc. Customer needs to remember all the details which were filled in the process.
- You will earn your payout when the credit card is successfully dispatched to the customer.
Terms & Conditions
DOs’
- Complete the process in a single journey.
- Target Customers:
-Age > 18 years
-Good Credit Score
-Monthly Income > ₹20,000
- Customers who receive salary in the form of cash will be considered ‘Self Employed’.
- Provide correct address details and specify if current address is not the same as permanent address.
- Fill the entire address and not short-forms. Always ask your customers to enter a landmark near their address.
- Avoid the customers with:
-Payment delays/defaults
-Applied for many cards in past 1-2 months
- Avoid customers who have a utilization of more than 70% on previous cards .
- Check pincodes availability.
DON’Ts
- All fraudulent leads will be rejected.
- Avoid any mismatches between PAN and Aadhaar Card.
- Customers should not be existing users of the product.
- Multiple applications are not allowed from the same device/number.
- Residence address and office address should not be same (for salaried customers).
Frequently asked Questions
Q1. Can I get an add-on card for Indian Oil Kotak Credit Card?
Ans-> Yes, you get a free add-on card with your primary card to extend the card benefits to anyone in your family. You can set the card limit and track spends on the add-on card easily. Note that the minimum age requirement for add-on card members to avail the Indian Oil Kotak Credit Card is 18 years.
Q2. What is the limit for contactless payments?
Ans-> Indian Oil Kotak Credit Card allows safe, secure and fast contactless payments with the Tap & Pay facility, for up to Rs. 5,000 per transaction.
Q3.How does the cashback redemption option works for this credit card?
Ans->The cashback redemption option on the Indian Oil Kotak Credit Card is an Introductory Launch Offer for a limited period. Via this redemption option, the Kotak Reward points are credited to the card statement in the form of cashback. You can avail the cashback redemption by calling Kotak Customer Care at 18602662666.
