How To Refer & Earn by Selling CASHe Personal Loan using GroMo App?

Benefits:

Use promo code: UPTO100 for processing fee waiver of upto 100%

🤩 Instant loan of up to ₹4 Lakh

📱 100% paperless

🗓 Flexible tenure of up to 18 months

👉🏻 Interest rate starting from 2.25% p.m.

💁🏻‍♀️ For salaried professionals

Whom to sell?

1. Age: 23-55 years old
2. Monthly Net Income: above ₹25,000
3. Credit Score (Equifax): 650 & above
4. Available for salaried customers only. Salary should be credited in Bank Account
5. No payment defaults/ delays in last 30 days

How it works?

Use promo code: UPTO100 for processing fee waiver of upto 100%

1. Watch the training video and share the link with eligible customers in your network.
2. The customer will be redirected to your personalized page, where they will have to fill in their basic details.
3. Post this customer will get redirected to the CASHe website.
4. Enter and verify mobile number using OTP.
5. Enter details – Name, Email, PAN, Employment Status, Date of Birth, Net Monthly Salary.
6. Agree to all the terms and conditions and click on ‘What’s my eligibility’.
7. Eligible loan amount will be shown on the screen.
8. Click on ‘confirm’ to receive all the updates on Whatsapp.
9. Fill Personal Details, Residential Information, Employment Information, and Banking Details.
10. Upload all the documents – Profile picture, PAN Card, front and back side of Aadhaar Card, Bank Statement of last 3 months.
11. Click on ‘Apply Now’ to get an instant loan and pay in easy EMIs.
12. Select loan amount and purpose of the loan.
13. Confirm loan details and proceed for Aadhaar verification (Aadhaar KYC)

Terms & Conditions

Use promo code: UPTO100 for processing fee waiver of upto 100%

DOs

1. Share “Best Loan Offer” link with customers to find their loan eligibility.
2. Follow up with customers to complete KYC and upload required documents.
3. For app based loans, complete the process on the customer’s device by using your shared link only.
4. Select “Self Employed” category, if the customer does not receive salary in a bank account.
5. Check the pincode according to the customer’s Current Address proof.
6. Use the “My Customer” section to check loan status and remind them to complete the process.
7. Customer details(PAN, phone number, etc) on lender’s application should be same.

DON’Ts

1. Don’t provide any incorrect/false information like customer name, address, mobile number, PAN in the loan application.
2. Don’t edit or modify any documents for the loan application.
3. Identify yourself as Partner and not brand/company employee/agent.
4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand’s page or application.

ETIQUETTES

1. Identify yourself as a Partner talking on behalf of the lender.
2. Request customer’s permission to proceed with the call. If denied permission, apologize and politely disconnect.
3. Contact customers only during the office hours – between 9:30 AM to 7:00 PM.
4. Don’t argue or misbehave with the customer.
5. Always keep the conversation limited to business matters.
6. Always thank the customer for his/her time.

Other T&Cs

1. Partner should always strictly comply with all the applicable laws, rules, regulations and government guidelines.
2. If the partner suppresses any information or gets involved in any fraudulent activity, then they will be liable for the losses and their account and earnings shall be blocked/freezed.
3. Partner should not accept any payment or give any incentive to the customer.
4. Partner is expected not to make false promises, or provide wrong and misleading information to the customer; if done so, they shall be held responsible for any claim arising due to it.
5. Partner is expected not to indulge in any malpractices including but not limited to sharing his ID with others, sub contracting his work, using his own number instead of customer’s, not taking consent of customer while processing application, mis-selling and not clearly explaining the details of loan being offered.
6. In case, 1st 3 EMIs are not recovered from the customer, the payout shall be recovered, and your account might be blocked.